Legal Disclaimer

Last Updated: October 16, 2024

1. Educational Purpose Only

MonaHotPro.org operates exclusively as an educational platform. All content, including articles, guides, tutorials, and resources about HOT Protocol, HOT Wallet, HOT Labs, and Holochain technology, is provided solely for informational and educational purposes.

We explicitly do NOT provide:

• Financial advice, investment advice, or trading recommendations
• Professional consultation or personalized guidance
• Cryptocurrency trading or transaction services
• Wallet applications or custody services
• Financial planning or wealth management services
• Legal, tax, or accounting advice

MonaHotPro.org is not a financial institution, investment advisor, broker-dealer, cryptocurrency exchange, or wallet provider. Our sole mission is to provide free, high-quality educational content to help individuals understand cryptocurrency technology.

2. No Investment Advice

Before investing in cryptocurrency, you should:

• Conduct comprehensive independent research
• Consult with licensed financial advisors and tax professionals
• Fully understand the risks involved
• Never invest more than you can afford to lose completely
• Understand that cryptocurrency values can fluctuate dramatically
• Be aware of regulatory risks and legal uncertainties
• Consider your financial situation, investment objectives, and risk tolerance

Important Reminders:

• Past performance does not guarantee future results
• No investment is without risk
• You can lose all of your invested capital
• Cryptocurrency investments are not FDIC insured

3. Accuracy of Information

While we strive to provide accurate, up-to-date information, we make no representations, warranties, or guarantees regarding the completeness, accuracy, reliability, suitability, or availability of any information, products, services, or related graphics on the Site.

Please note:

• Information may become outdated as cryptocurrency markets and technologies evolve rapidly
• Protocols, regulations, and best practices can change without notice
• Technical specifications may be updated by developers
• We encourage users to verify all information with official sources
• Content reflects our understanding at the time of publication

4. No Affiliation

MonaHotPro.org is an independent educational platform. We are NOT affiliated with, endorsed by, sponsored by, or connected to:

• Holo or the Holo organization
• Holochain Foundation or Holochain developers
• Any cryptocurrency exchange or trading platform
• Any wallet provider or custodial service
• Any financial institution, bank, or regulatory body
• Any specific cryptocurrency project or protocol

All trademarks, service marks, and trade names mentioned on this Site are the property of their respective owners. Our use of these names is for educational identification and reference purposes only.

5. Third-Party Content and Links

Our Site may contain links to third-party websites, resources, or services. These links are provided for convenience only and do not constitute endorsement.

We are not responsible for:

• The content, accuracy, or availability of external sites
• Privacy policies or practices of third-party websites
• Products, services, or content offered by external parties
• Actions you take based on third-party information

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MONAHOTPRO EDUCATIONAL SERVICES LLC, ITS OPERATORS, DIRECTORS, EMPLOYEES, CONTRIBUTORS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM:

• Use or inability to use the Site or its materials
• Investment losses or gains from cryptocurrency
• Trading decisions made based on our educational content
• Technical issues with wallets, exchanges, or blockchain networks
• Loss of private keys, seed phrases, or access to cryptocurrency
• Regulatory changes affecting cryptocurrency markets
• Security breaches or hacks of third-party services
• Changes in cryptocurrency protocols or technology
• Actions taken based on information from this Site

7. Cryptocurrency Risks

Cryptocurrency involves significant risks, including but not limited to:

• Market Risk: Extreme price volatility and potential for total loss
• Regulatory Risk: Uncertain and constantly changing regulations
• Security Risk: Potential for hacking, theft, fraud, or technical failures
• Technology Risk: Bugs, vulnerabilities, or protocol failures
• Liquidity Risk: Difficulty selling or converting assets
• Operational Risk: Exchange failures, wallet issues, or custody problems
• Irreversibility Risk: Transactions cannot be reversed
• Key Management Risk: Loss of private keys means permanent loss of access

8. No Responsibility for User Actions

You are solely responsible for all decisions and actions you take regarding cryptocurrency, including but not limited to:

• Purchasing, selling, or trading cryptocurrency
• Choosing and using wallet services
• Securing private keys and seed phrases
• Sending or receiving cryptocurrency transactions
• Verifying addresses and transaction details
• Assessing and managing investment risks

We strongly recommend exercising extreme caution, conducting thorough research, seeking professional advice, and using common sense when making any cryptocurrency-related decisions.

9. Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance of the modified disclaimer.

10. Jurisdictional Issues

This Site is operated from the United States. We make no representation that materials on the Site are appropriate or available for use in other locations. Users accessing the Site from other jurisdictions do so at their own initiative and are responsible for compliance with local laws.

11. No Guarantees

We make no guarantees regarding:

• Profitability of cryptocurrency investments
• Security of any cryptocurrency platform or service
• Future value or performance of any cryptocurrency
• Availability or continuity of any cryptocurrency service
• Regulatory approval or legal status of cryptocurrencies

12. Contact Information

For questions about this disclaimer, contact us at:

Legal Department
Email: [email protected]
Mail:
MonaHotPro Educational Services LLC
1200 Brickell Avenue, Suite 1950
Miami, FL 33131
United States

13. Acceptance

By using MonaHotPro.org, you acknowledge that you have read, understood, and agree to be bound by this disclaimer. If you do not agree with any part of this disclaimer, you must not use this Site.